Cd Rates 2024 Forecast Cd. Right now, the top offers in our daily ranking of the best cd rates pay as much as 5.80% apy, with 20 cds paying at least 5.65% apy. Everbank basic cd — 3.95%.

Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate. Cd rates reached well over 5% in 2023,.